Which Offers More Benefits to the Consumer: HMOs or PPOs?


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Essay #: 068067
Total text length is 6,141 characters (approximately 4.2 pages).

Excerpts from the Paper

The beginning:
Which Offers More Benefits to the Consumer: Health Maintenance Organizations (HMOs) or Preferred Provider Organizations (PPOs)?
Healthcare in the country is a touchy subject. Until the early 1970s, people who were covered by health insurance used a system known as pay for service. In an effort to combat what was considered to be a healthcare financial crisis, the government instituted Health Maintenance Organizations (HMOs) designed to offer strategic advantages over traditional healthcare insurance plans. Then in the wake of managed care in the 1980s, and as a discontent with HMOs, the Preferred Provider Organization (PPO) came into existence. Both are currently healthcare plans offered to consumers, but which one better serves the needs...
The end:
.....ore generous amount of disposable income and wants a variety of freedom in choosing his or her own providers, will be better served in a PPO type of plan. However, those who are given a choice in which type of plan to select based on their own needs, are the individuals who are most satisfied with their healthcare overall.
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